About Neil Roback

I am an independent advisor with 25 years' experience, who takes a holistic approach to financial planning. I studied with the American College, acquiring the LUTCF designation and I am a member of Senior Market Advisor's Advisory Board. My method of operation keys on a thorough discovery process; I then combine my vast experience with intense research in order to produce a goal-oriented solution.

I previously acquired the ChFEBC designation - "Chartered Federal Employee Benefit Consultant" in order to help federal employees achieve a smooth transition into retirement striving to  maximize that which is most importantant to them, including the potentially largest available income stream.

I have access to a broad array of financial instruments.These include the use of traditional equity and debt instruments via Mutual Funds (including both long and short positions), Annuities including Fixed Index Annuities, traditional Fixed Annuities and Variable Annuities, and all Life Insurance products including Fixed Index Universal Life, Variable Universal Life, Traditional Fixed Universal Life, Whole Life and Term.  

If one were to ask me to summarize my investment strategy, the answer would be "to strive to maximize growth potential and minimize risk to help ensure funds are there when they are needed.......be it retirement, children's education or a personal accumulation goal".

I also provides other essential  aspects of risk management including Long Term Care and Disability Insurance.

When appropriate, I will recommend the use of various estate/retirement planning vehicles such as trusts, wills, Power of Attorney's etc. to be implemented by a licensed attorney. NHR Financial Group does not provide legal advice.

In addition to the above I has both the knowledge of and experience in dealing with the professional/business market. This includes the presentation and implementation of various retirement plans including 401(k)s SEPs, SIMPLEs and IRAs (Traditional and Roth) as well as utilizing a strategic combination of life insurance and annuities for various business planning/succession strategies including Buy - Sell agreements, Executive Bonus, Key Man Insurance, Deferred Comp. etc.

I have been married to my beautiful wfe Shoshy for 37 years and together we have four children and six grandchildren.